A Real-World Choice: Maya’s Neighborhood Bakery
Maya received an offer with quick funding but daily repayments and steep fees. It solved an urgent oven replacement but risked squeezing cash during quiet weeks. She paused to compare true annualized costs.
A Real-World Choice: Maya’s Neighborhood Bakery
An SBA-backed loan took longer but offered a manageable rate and term aligned with equipment life. By matching repayment to revenue, her bakery kept investing in seasonal menus without sacrificing payroll.